Junior Associate Vs Associate Mckinsey, Ask any questions on your management consultant career! Ability to work collaboratively in a team environment Effective communication skills in English and the local office language (s) Willingness to travel If you’re ready to embark on … Reviews from McKinsey & Company employees about working as a Junior Associate at McKinsey & Company. It usually lasts 1 year and after that you get promoted to ASC. Based on 676220 salaries posted anonymously by Mckinsey And Company Junior Associate employees … Average salary for Mckinsey And Company Junior Associate in Melbourne: A$132,000. And these aren’t just any … We develop leaders, drive growth, and unlock Indonesia’s potential as one of the leading economies in Southeast Asia. Explore the difference between Junior Associates and … Learn how the McKinsey hierarchy works, from entry roles to partner level. Jenis pekerjaan yang kami berikan adalah Full-time. On the consulting path, we have Business Analyst, Associate, Engagement Manager, Associate Partner, Partner, and Senior Partner. Ask any questions on your management consultant career! McKinsey Associate salary 2023 (MBA/Experienced, Senior-level) McKinsey Associates in the US may earn up to $200,000 per year in salary, with a … 792 votes, 62 comments. The Fascinating Contrasts Between Associate and Business Analyst Roles at McKinsey When it comes to management consulting firms, McKinsey & Company stands as … Just a junior consulting role. … 246 Junior Associate Salaries provided anonymously by Mckinsey employees in United Kingdom. Explore the difference between Junior Associates and Associates in their roles, responsibilities, skills, … Learn the role of a McKinsey Associate, including daily responsibilities, key skills, career growth paths, and the associate consultant job description. A person usually … Find out more on Business Analyst vs junior associate on the PrepLounge Consulting Q&A forum. Your Impact ‍ As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. Based on 260 salaries posted anonymously by Mckinsey And Company Junior Associate employees in Dubai. Free interview details posted anonymously by McKinsey & Company interview … We would like to show you a description here but the site won’t allow us. By equipping them with the tools and knowledge to continue innovating and improving after we’ve left, you’ll ensure the impact of our work endures. And these aren’t just … Find out more on What does a Junior Associate do? on the PrepLounge Consulting Q&A forum. Discover how to apply for internships and full-time roles and learn about our recruitment process. In doing so, you’ll uphold McKinsey’s … Find out more on Do I apply for the BA role or Associate role at Mckinsey? on the PrepLounge Consulting Q&A forum. Compare McKinsey Consultant vs Associate roles, from responsibilities and skills to the McKinsey associate career path, salary, and growth opportunities. … Find out more on Junior Associate McKinsey on the PrepLounge Consulting Q&A forum. A comprehensive comparison of Junior Associates vs. Ask any questions on your management consultant career! Find out more on Requirement for Junior Associate Positions on the PrepLounge Consulting Q&A forum. Bei McKinsey gibt es insgesamt 7 Karrierestufen. Ask any questions on your management consultant career! Average salary for Mckinsey And Company Junior Associate in Oslo: NOK 770,000. And these aren’t just … Find out more on Junior Specialist vs Junior Associate on the PrepLounge Consulting Q&A forum. Ask any questions … We would like to show you a description here but the site won’t allow us. , an "Associate" at BCG is not the same role as an … McKinsey Associate Responsibilities A McKinsey Associate typically acts as a key contributor to client projects, responsible for problem-solving, managing workstreams, and guiding junior … In this article, I remove the mystery of the McKinsey recruitment process, including the resume and cover letter screening, the Solve Game, PEI, … Find out more on McKinsey London Associate on the PrepLounge Consulting Q&A forum. This role focuses entirely on serving investor clients and their portfolio companies (though because our clients … Average salaries for McKinsey & Company Junior Associate: $137,500. I was under the impression it went, Business …. … “Junior Associate” is used by McKinsey in some countries to delineate between Business Analysis (entry-level role after undergrad degree) and Associates (post-MBA role). New consultants joining McKinsey Denmark are usually placed into one of three groups—business analyst, consultant, or associate—based on their … 131 McKinsey & Company Junior Associate interview questions and 121 interview reviews. Your Impact As an associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. Ask any questions on your management consultant career! Compare McKinsey Consultant vs Associate roles, from responsibilities and skills to the McKinsey associate career path, salary, and growth opportunities. Find out more on Business Analyst or Associate at McKinsey on the PrepLounge Consulting Q&A forum. Find out more on Junior Associate McKinsey Middle East offices on the PrepLounge Consulting Q&A forum. Based on 655940 salaries posted anonymously by Mckinsey And Company Junior Associate … Average salary for Mckinsey And Company Junior Associate in Oslo: NOK 770,000. This role focuses entirely on serving investor clients and their portfolio companies (though because our clients … Hi! Can someone explain the difference between business analyst and junior associate for McKinsey? I looked at their career portals and initially I thought Junior Associate … Associate or Junior Associate | Indonesia | McKinsey & CompanyAssociate or junior associate Find out more on Mckinsey Associate vs Jr Associate? on the PrepLounge Consulting Q&A forum. … McKinsey also offers a more robust internship program for students finishing their junior year that is a feeder program for full time … 44 McKinsey & Company Junior Consultant interview questions and 46 interview reviews. Ask any questions on your management consultant career! McKinsey internships can be broadly categorised into two types: undergraduate internships, and MBA internships. Read more about McKinsey Digital here. It is considered a passing stage from BA to ASC. Junior Associate vs. Salaries for Abu Dhabi/Dubai/Doha BCG - 30k riyals/aed for entry level associate consultant, previously you started as Junior … Average salaries for McKinsey and Company Junior Associate: $116,889. We would like to show you a description here but the site won’t allow us. This is the most junior role, usually executing smaller work … There are 8 main job types at McKinsey, and in this post, we'll help you decide which one is the best fit for you. Today, I received a rejection … We would like to show you a description here but the site won’t allow us. 4 years mandatory? on the PrepLounge Consulting Q&A forum. This indicates that most Junior Associate professionals … If you have another postgraduate degree (e. Mckinsey And Company salary trends based on salaries posted anonymously by Mckinsey … Many advanced professional degree (APD) candidates join us as associate or junior associate consultants, with the specific position being determined based on the office and level of … Hi there, First of all, the Associate role means different things at different MBB: At McKinsey, it's the step before EM (typically post-MBA/experienced hire) At BCG, it's a junior … Your Impact As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. Ask any questions on your management consultant career! Find out more on Is it possible for a candidate who applies for a Junior Associate position at McKinsey to be offered a higher role, such as Associate or Senior Associate, after … Average salary for Mckinsey And Company Junior Associate in Stockholm: SEK 684,000. Curious about the salary of an associate at McKinsey? This article takes a deep dive into the compensation packages offered by one … A comprehensive comparison of Junior Associates vs. All these are … Guide to Analyst vs Associate. Internally, you’ll also see levels like Associate I/II or … You have roughly the same responsibilities of very junior associate or a tenured BA that has been with the firm for 3 years. Discover McKinsey salaries from Associate to Partner, including base pay, bonuses, and total compensation insights for a comprehensive understanding. 267K subscribers in the consulting community. Ask any questions on your management consultant career! Average salaries for Mckinsey And Company Junior Associate: SAR 476,988. In doing so, you’ll uphold McKinsey’s … At McKinsey, Associate is a role for candidates with a postgraduate degree (e. Ask any questions on your management consultant career! This role differs from McKinsey’s generalist Junior Associate role in its focus. This guide … McKinsey Senior Business Analyst Salary The average base salary for a junior consultant in the United States is $107,000 and the average total … This role differs from McKinsey’s generalist Junior Associate role in its focus. … As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. Ask any questions on your management … 760 McKinsey & Company Associate interview questions and 753 interview reviews. What salary does a Junior Associate earn in your area? Average salary for Mckinsey And Company Junior Associate in Dubai: AED 412,000. Similar to other consulting firms, BCG has a clear … Average salary for Mckinsey And Company Junior Associate in Belgium: €55,000. In doing so, you’ll uphold McKinsey’s commitment to making a meaningful difference in the industries and communities we serve. Ask any questions on your management consultant career! As a junior associate or mid-level manager, Associate Partners work closely with Partners and Senior Partners to deliver high-quality strategic advice … Find out more on Difference Fellow / Business Analyst at McKinsey on the PrepLounge Consulting Q&A forum. Business Analysts. Ask any questions on your … Analyst -> Associate Partner in a little less than 4 years at McKinsey got a linkedin notif recently of a friend of a friend who made AP at <4 years out of college absolutely insane when are … By equipping them with the tools and knowledge to continue innovating and improving after we’ve left, you’ll ensure the impact of our work endures. Senior Associate – what are the differences? Learn everything you need to know about the differences … Associate Responsibilities While still a junior member of the team, there are a number of differences in the role of an associate vs. Based on 3 salaries posted anonymously by Mckinsey And Company Junior … The estimated total pay range for a Junior Associate at McKinsey & Company is £66K–£82K per year, which includes base salary and additional pay. Auf welcher Stufe eingestiegen wird hängt von Faktoren wie Abschluss oder … What is the difference between an Analyst vs. Wir erklären dir die … I'm a college junior that's gearing up for a summer internship, and I'm trying to expand my knowledge base as much as possible - especially when it comes to strategic thinking, general … McKinsey career progression: Business Analyst (2 years after BSc/MSc) > MBA (a small % of consultants go from BA direct to … Explore McKinsey & Company's frequently asked questions about careers, including application process, development opportunities, and more. Sr Visiting … Learn about the wide array of regional internships, jobs, and other various opportunities offered by McKinsey & Company in Singapore. And these aren’t just any … Average salaries for Mckinsey And Company Junior Associate: ZAR 900,000. Here we discuss the top difference between Analyst and Associate along with infographics and comparative table. AMA! Sorry, this post was deleted by the person who originally posted it. Ask any questions on your management consultant career! Find out more on Associate vs Jr Associate at Mckinsey? on the PrepLounge Consulting Q&A forum. Ask any questions on your management consultant career! Find out more on what is fellow position in Mckinsey ? on the PrepLounge Consulting Q&A forum. Now Hiring McKinsey & Company. Based on 80 salaries posted anonymously by Mckinsey And Company Junior Associate employees in Dubai. A community for consultants across industries. Ask any questions on your management consultant career! So you get: McK: BA/Fellow - (Junior) Associate - Engagement Manager - AP - Partner BCG: Associate - Senior Associate (in some offices/systems) - Consultant - Project … Find out more on BCG specific: can someone explain the difference between an associate and consultant please? on the … At the entry level, you'll find Business Analysts (BA) or Junior Fellows at McKinsey, Associates at BCG, and Associate Consultants … Find out more on Which complexity does the Junior Associate/Associate Role emobody vs. Free interview details posted anonymously by McKinsey & Company interview … As a Junior Associate in McKinsey Digital, you will work in teams of 3 to 5 consultants, applying your passion for digital work to drive end-to-end digital transformations. g. … As a McKinsey consultant with a passion for digital, you will work at the forefront of innovation, partnering with high-caliber clients to tackle their most complex business challenges. Please apply between July 1 - September … 46 Junior Associate Salaries provided anonymously by Mckinsey employees in Australia. Mckinsey And Company salary trends based on salaries posted anonymously by Mckinsey And Company … Are Junior Associate professionals at McKinsey & Company in Johannesburg satisfied with their compensation? McKinsey & Company employees working as a Junior Associate in … Immediate Joining! Junior Associate Available Job Opportunity in Jakarta, Indonesia. Biggest differences between Analyst/Associate and Senior Analyst/Associate when it comes to work and performance? What attributes, skills, or behaviors do Senior Analysts/Associates … McKinsey & Company is hiring for a Remote Junior Associate on JobzMall. Many advanced professional degree (APD) candidates join us as associate or junior associate consultants, with the specific position being determined based on the office and level of … Average monthly pay for McKinsey and Company Junior Associate: $9,625. Ask any questions on your management consultant career! McKinsey & Company Is the Junior Associate role in McKinsey & Company equivalent to Senior BA but for experienced hires? How does … This article gives you an overview of consulting internships at McKinsey. New Mckinsey Company Junior Associate jobs added daily. McKinsey & Company salary trends based on salaries posted anonymously by McKinsey & Company employees. This salary trends is based on salaries posted anonymously by McKinsey and Company employees. Free interview details posted anonymously by McKinsey & Company interview … Senior associate is not EM. an Associate? Confusing? Yes! In this article, we’ll provide: Descriptions for what … Find out more on Qualifications for McKinsey Junior Associate/Associate role as an MBA on the PrepLounge Consulting Q&A forum. Overall, landing an internship is as rigorous and competitive as securing a … The Big 4 Hierarchy Structure, Levels and Salary - each career stage, responsibilities, and salary expectations at … We would like to show you a description here but the site won’t allow us. Ask any questions on your management consultant career! McKinsey & Company is thrilled to announce job openings for the position of Junior Associate, McKinsey Digital in the Singapore area. Explore career path, promotion timelines, and salary insights by position. And these aren’t just … Average salaries for McKinsey & Company Junior Associate: HK$630,000. Ask any questions on your management consultant career! We would like to show you a description here but the site won’t allow us. It usually lasts 1 year and after … The roles of Junior Associate and Business Analyst are common in consulting firms, particularly in organizations like McKinsey. I recently got a role in McKinsey PEPI - how does the Business Analyst role compare to the Junior Associate? I have 1 years experience; wandering if I am ready for JA, or better positioned for BA? Find out more on Junior Associate McKinsey MBA Opportunity on the PrepLounge Consulting Q&A forum. McKinsey Summer Associate Internship The Summer Associate internship is similar to the summer business analyst program but is … 134 McKinsey & Company Junior Associate interview questions and 124 interview reviews. Here’s a concise comparison of t What’s the difference between a Business Analyst and an Associate at McKinsey? The main difference is the recruiting pipeline – … Would I be more suitable for an Associate or Jr. In doing so, you’ll … Learning by Doing plus individuelle Betreuung: Das ist die Erfolgsformel des McKinsey-Entwicklungsprogramms. Leverage your professional network, and get hired. The average Junior Associate base … We would like to show you a description here but the site won’t allow us. Digital Marketing Junior Associate - Growth, Marketing & Sales McKinsey & Company London, England, United Kingdom 1 week ago As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. 5 years of work experience in a consulting role which qualifies me for both positions. Want to learn about the hierarchy and salaries at McKinsey? Read this insightful article by a former McKinsey consultant. Average salary for Mckinsey And Company Junior Associate in Dubai: AED 34,333. We are seeking a motivated and driven individual to join our team as a Junior Associate at McKinsey & … Your Impact As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. Free interview details posted anonymously by McKinsey & Company interview … Anybody aiming towards consulting and getting to join Mckinsey is a dream come true for them. After 2-3 years you can be promoted to Associate JA (Junior Associate) is the position … Average salaries for McKinsey & Company Associate: £103,000. What are the salary levels at McKinsey for BA, Senior BA, Junior Associate (w/o MBA) and Associate (w/ MBA)? I have heard that their salary level is high in the beginning but … What is the difference between associate and consultant at McKinsey? Associates are junior-level consultants who are focused on learning and development, while consultants are mid-level … We would like to show you a description here but the site won’t allow us. Based on 676520 salaries posted anonymously by Mckinsey And Company Junior … Average salary for Mckinsey And Company Junior Associate in Dubai: AED 34,333. Does this mean … Find out more on Solution associate vs generalist associate at McKinsey on the PrepLounge Consulting Q&A forum. Average salaries for McKinsey & Company Junior Associate: £73,000. Apply online for Junior Associate at McKinsey & Company Malaysia & kick start your career with Prosple. We are currently offering Full-time opportunities. McKinsey Career Path & Hierarchy: From Business Analyst to Partner Thinking about a McKinsey career path? Understanding the McKinsey … Explore McKinsey career paths for students. Learn about McKinsey & Company culture, salaries, benefits, work-life balance, … By equipping them with the tools and knowledge to continue innovating and improving after we’ve left, you’ll ensure the impact of our work endures. Context depends on the type of engagement you’re on but typical work is research, analysis, interviewing people, synthesising findings into a story line for a … The Fascinating Contrasts Between Associate and Business Analyst Roles at McKinsey When it comes to management consulting firms, McKinsey & Company stands as … I would like to know the hierarchy for McKinsey. Explore the difference between Junior Associates and Business Analysts in their roles, responsibilities, … A comprehensive comparison of Junior Associates vs. Find out more on Did I make the right choice by applying for the Junior Associate role at McKinsey? on the PrepLounge Consulting Q&A forum. This group brings together the best of McKinsey’s digital capabilities to help our clients use technology to transform their businesses. As an Associate, you … McKinsey role/salary negotiation - is it possible to negotiate role (junior associate vs associate) or TC (sign on bonus, relocation … BA vs Junior Associate w McK? Hi there, I’m aiming to apply for either BA/JA with McKinsey. Italy). Based on 673140 salaries posted anonymously by Mckinsey And Company Junior Associate employees … Your Impact As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. Traditional progression at … McKinsey & Company has a hierarchical organizational structure with several levels from the top level of Director down to the entry-level of Intern. For instance, some regions don't only have BA and then straight to Associate in … As an associate intern, you will join a client service team for 8-10 weeks, contributing to workstreams to help solve some of the toughest challenges our clients face. ‍ And … Average salary for Mckinsey And Company Junior Associate in Lagos: NGN 25,200,000. Perusahaan McKinsey & Company membuka lapangan pekerjaan untuk posisi Junior Associate, McKinsey Digital di wilayah Jakarta. MBA) or candidates that have been promoted from Business Analyst. And these aren’t just any … We don’t have the title “consultant”. If the recruiter thinks differently, they will … In this article, we will explore the different levels within McKinsey’s hierarchy, the roles and responsibilities associated with each position, career progression, compensation, … Associate or Junior Associate | Indonesia | McKinsey & CompanyAssociate or junior associate Explore the difference between Junior Associates and Business Analysts in their roles, responsibilities, What’s the difference between an “associate a fast consultant,” … To better prepare you, the following is a brief overview of the McKinsey hierarchy titles and necessary experience. Based on 664440 salaries posted anonymously by Mckinsey And Company Junior … Many advanced professional degree (APD) candidates join us as associate or junior associate consultants, with the specific position being determined based on the office and level of … Apply online for Junior Associate at McKinsey & Company Australia & kick start your career with Prosple Australia/GradAustralia. During your first few years with the firm, you will serve as a Pre … In Top-Unternehmensberatungen musst du während deiner Karriere als Berater:in verschiedene Karrierestufen durchlaufen. And these aren’t just … McKinsey's Jakarta Office is #hiring for Junior Associate and Associate role! Drop your application to the link below if you're looking for a job that will help you build new skills and realize Junior Associate As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges … Average salaries for McKinsey & Company Associate: $210,513. Based on 340 salaries posted anonymously by Mckinsey And Company Junior Associate employees in … Average salaries for McKinsey & Company Junior Associate: $113,000. 2 out of 5 stars, based on 141 company reviews on Glassdoor. Many advanced professional degree (APD) candidates join us as associate or junior associate consultants, with the specific position being determined based on the office and level of … I applied for multiple roles at McKinsey (Business Analyst, Associate, Junior Associate), and completed the Solve assessment on Feb 11. … Find out more on Mckinsey associate post MBA. Explore the earning potential of partners at top consulting firms like McKinsey, BCG, and Bain. Get Interview Tips, Reviews of the Company, and Full Job Description … Associate at McKinsey &amp; Company · Ardian is a Supply Network Optimization Manager in Coca-Cola Amatil based in Jakarta. BCG is one of the top consulting firms on the planet, along with McKinsey and Bain. Your … Graduating between December 2025 - Fall 2026: The full-time Associate deadline is September 4, 2025. , PhD, Post-doc, MD, JD), hold a bachelor’s or master’s degree plus 4+ years of work experience, or … That's because there are also differences between role ‘hierarchies’ between regions. Your clients won't be … Your Impact As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. I have 1. This role differs from McKinsey’s generalist Junior Associate role in its focus. McKinsey and Company salary trends based on salaries posted anonymously by McKinsey … A career at McKinsey offers the chance to work with distinctive people, accelerate your growth, and transform … Applications for our junior associate and associate roles are open! This is your chance to work alongside industry leaders, tackle real-world … Bain: Associate Consultant > Senior Associate Consultant > Consultant > Manager > Senior Manager > Associate Partner > Partner We have a more granular … Are the (Junior) Associate case interviews different than the Business Analyst interviews? McKinsey & Company | Glassdoor Forum Consultant 1y 131 McKinsey & Company Junior Associate interview questions and 121 interview reviews. Additionally, are there different tracks for post-MBA or is it all the same in core consulting? McKinsey & Company Before joining McKinsey, Sizwe, a Junior Associate in Johannesburg, worked primarily for companies that were less than two years old. This role differs from McKinsey’s Generalist Junior Associate / Associate role in its focus. McKinsey & Company salary trends based on salaries posted anonymously by McKinsey & Company … We would like to show you a description here but the site won’t allow us. Free interview details posted anonymously by McKinsey & Company interview … Junior Associate will almost do similar works like an Associate but with more guidance, as they have some solid prior experiences prior to McKinsey. Boston Consulting Group (BCG) Bain & Company There are certain roles which have the same title/name, but differ slightly in seniority (e. Your Impact As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. As a junior associate, you will join a client service team and take ownership of a workstream to solve some of the toughest challenges our clients face. … The program provides an introduction to consulting at McKinsey & Company, with successful interns receiving return offers for … Find out more on I’m a university student applying for Junior Associate at McKinsey with significant experience, and I received the Solve Game link. Junior Associate employees have rated McKinsey & Company with 4. Associate role at McKinsey? Additionally, there have been mixed results online on opinions as to whether there's any value in submitting the … “Junior Associate” is used by McKinsey in some countries to delineate between Business Analysis (entry-level role after undergrad degree) and Associates (post-MBA role). What salary does a Junior Associate earn in your area? Find out more on Junior Associate or BA for McKinsey London? on the PrepLounge Consulting Q&A forum. While they … The Pre-Associate position is the beginning of a rewarding, challenging, and highly flexible career for you here at McKinsey. This role focuses entirely on serving investor clients and their portfolio companies (though because our … Today&rsquo;s top 9 Mckinsey Company Junior Associate jobs in Australia. Based on 2 salaries posted anonymously by Mckinsey And Company Junior … Average salary for Mckinsey And Company Junior Associate in Dubai: AED 34,333. the Business Analyst Role at McKinsey ( or Visiting Associate vs. The system is basically like this pre-EM: Undergrad entry: BA (3 years) -> Senior Associate Master’s and a couple YOE entry: Junior Associate (1 year) -> Associate (1 year) -> Senior … You’ll join McKinsey Digital practice in our Paris office. You will help reshape … Response 1 of 7: Junior Associate is a role that only exists in some geographies (eg. Learn more about internships, jobs, and career growth at McKinsey & Company’s offices in the United Kingdom. Im Zusammenspiel mit Kolleg:innen und Klienten lernst du, deine … Find out more on Qualification of McKinsey Junior Associate on the PrepLounge Consulting Q&A forum. In addition, we'll take you through the McKinsey career path, … So at McKinsey (or on external job titles), Junior Consultant ≈ Junior Associate, Senior Consultant ≈ Senior Associate. You may be asked to work alone in a project with … Want to learn about the hierarchy and salaries at McKinsey? Read this insightful article by a former McKinsey consultant. Ask any questions on your management consultant career! Just got accepted to McKinsey as Associate, with 0 consulting experience. Junior associate is the entry level post masters or mba in some countries For instance, moving from an Associate to an Engagement Manager at McKinsey, or from a Consultant to a Manager at Bain, … Junior Associate is a role that only exists in some geographies (eg. Your clients won't be … At McKinsey: BA (Business Analyst) is the position normally offered to new grads. Contrary to what other coaches have said, I would advise you to apply for the Associate role if you think your qualifications match. Learn about the McKinsey partner … What is the Senior Associate role at McKinsey? I’ve been seeing it on LinkedIn. Associates. nvxto jhbhi angc cwlm epkk gfy pgim bwximz uqyhp colkgy